Terms and Conditions

Our commitment to transparent and fair lending practices

1. Service Access & Membership

Quick Cash Loans provides exclusive financial services through a trusted referral network. Our membership system ensures security and reliability.

  • Membership is invitation-only through existing client referrals
  • We maintain strict verification processes for all new members
  • Members must maintain good payment history to retain privileges
  • Regular review of membership status ensures community integrity

2. Eligibility Requirements

To qualify for our financial services, applicants must meet these criteria:

  • Minimum age of 18 years
  • Valid South African identification document
  • Verifiable regular income source
  • Active South African bank account
  • Valid contact number for communication
  • Proof of residence not older than 3 months

3. Loan Terms & Conditions

  • Flexible loan amounts: R100 - R1000
  • Short-term duration: 1-30 days
  • Transparent daily interest rate: 2.34%
  • No early repayment penalties
  • Automatic payment options available
  • Extension options subject to approval

4. Payment Terms

  • Full repayment required by agreed due date
  • Multiple payment methods accepted: EFT, debit order
  • Late payment fees may apply
  • Payment arrangements available upon request
  • All transactions must be traceable

5. Data Protection

  • Personal information protected under POPIA
  • Secure data storage and encryption
  • Credit checks conducted with consent
  • Information shared only as legally required

6. Terms Updates

These terms may be updated periodically. Members will be notified of significant changes. Continued use of our services constitutes acceptance of current terms.

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